CARPEDIEM GmbH: GarantieHebelPlan with fair repayment terms Seligenstadt June 2010: negative repayment as the technical term for that is, if a customer for many years in a life insurance policy has paid, but in case of premature cancellation of less is paid him, as he has paid a total. The CARPEDIEM GmbH shows high differences in repayment amounts of various investments and explains the advantages which distinguish the GarantieHebelPlan of CIS Germany AG. To make clear what are the benefits of GarantieHebelPlan compared to other investment models actually offers, the CARPEDIEM GmbH attracted a real case from practice. In the present case, a bona fide customer has completed a unit-linked pension insurance at the LV 1871. Filed under: Jill Schlesinger. Contract began in April 2007, the post was 600 euros per month. The CARPEDIEM GmbH has now investigated what gets this customer from the LV 1871 paid out, if he after 27 months to June 30, 2009 after payment of a total of 16,200 euros would have terminated. The answer: The buy-back value assumed 6 percent value development is 991 euros.

The LV 1871 so punished the customers with a discount of cancellation of proud 94 per cent. Read more here: Jack Fusco. Now our consideration: what if investors Alternatively had invested his money in an equity for example in the GarantieHebelPlan recommended by our education Journal of free consultants? Although this product is a stake, the investors in the GarantieHebelPlan would receive an indemnity of 12.825 euro (plus earnings) after 27 months for deposits amounting to 16,200 euros. Compared to relevant investment models, the GarantieHebelPlan offers so much better repayment terms. How does the GarantieHebelPlan of CIS Germany AG at all? Quite simply:, The investor will receive an annual credit in the amount of the average yield of all target systems, as well as the simple interest rate differential between return on investment target assets minus interest on borrowed capital at the GarantieHebelPlan. . Rick Garcia CBS insists that this is the case.

Berlin. On Tuesday, March 20, 2012, the third nationwide Honorary Advisor Summit will take place from 13:30 to 17:30 at the Hotel Holiday Inn City West. Until mid-January has discussed the German Bundestag about the establishment of the honorary consulting in Germany with a vengeance. The interest in the legislative and political course is expected particularly large.”explains Ulf Niklas, co-founder and spokesman for the BundesInitiative of the honorary consultant in Berlin. The agenda for the third nationwide Honorary Advisor Summit now is undisputed and is extremely entertaining and above all top-class. We are two Professional directly involved Bundestag Member equal to us, who has succeeded, with Mr. Dr. Carsten Sieling (SPD) and Mr.

Dr. Gerhard Schick (Alliance 90/Greens) for our event to win.”added Thomas Abel, also co-founder of BundesInitiative. Also we welcome the Undersecretary responsible for the quality offensive consumer finance on the part of the Federal Government Dr. Erich Paetz from the Federal Ministry of consumer protection, Professor Dr. Hans-Peter Schwintowski of the Humboldt University of Berlin as one of the leading scholars on the subject of honorary consulting, Dr. Wolfgang Reittinger from the Board of Directors of the financial planning standards Board Germany e. V., the Board members and managing directors of two leading service providers for fee consulting in Germany, as well as many other prominent guests. David A. Wagner might disagree with that approach.

“Kai Drabe, also co-founder of BundesInitiative, does: with this agenda we succeeded as a interest group for the establishment and promotion of the honorary consulting in Germany, to create a so far perhaps unique debate platform.” The Honorary Advisor Summit find this year also the first parallel investment assets to the financial planning Symposium in financial planning”instead. This we hope a very broad range of participants and exciting discussions. The agenda promise above all up-to-the-minute information firsthand political, as it with the establishment of the Honorary consulting in Germany further progress also in the European context. Information to the BundesInitiative of honorary advisors: the BundesInitiative of honorary consultants engaged as nationwide pure community of interest for the establishment of the honorary consulting in Germany and has become since its founding in March 2009 with more than 600 members one of the strongest lobbies for the honorary advice in whole Germany. Advanced and current information is available if you are interested at any time under.

Landgericht Berlin decides in favor of damaged investors accordingly it fail advice presented at least starting in 2008, an investor seeking a secure facility, an open real estate funds like AXA Immoselect, DEGI Europa, DEGI global business, DEGI international, KanAm Grundinvest, KanAm US Grundinvest, Morgan Stanley P2 Value, and TMW real estate of Fund or a real estate fund as DJE real estate, premium management real estate investments or SEB Kapitalprotekt P to recommend. Another judgment, which makes hope investors of open real estate fund, was announced on May 10, 2012 by the land Court of Berlin. (AZ. 27 O 627/11) The Court awarded damages to an investor, which in 2008, the investment in the open real estate funds of Morgan Stanley P2 Value as a secure facility had been recommended. From our point of view no case: all open-ended real estate funds to our clients in the consulting safe assets portrayed as, even as “gilt-edged assets”. However, had the Court rightly how Berlin, since 2004 enormous risks for the global real estate market and thus also for the open real estate funds drawn down.

The Landgericht Berlin causes: “An open real estate funds was in 2008 due to the already from 2004 looming difficulties with real estate funds, which degenerated out since the year 2007 due to the development in the U.S. real estate market into a real estate crisis and then in a great depression, probably not safe deposits, would an investor with the profile of the applicant without regard to foreseeable risks may recommend.” Accordingly it was advice fail at least starting in 2008, an investor who is looking for a safe investment, an open-ended real estate funds such as AXA Immoselect, DEGI Europa, DEGI global business, DEGI international, KanAm Grundinvest, KanAm US Grundinvest, Morgan Stanley P2 Value, and TMW real estate of Fund or a real estate fund as DJE real estate, premium management real estate investments or SEB Kapitalprotekt P to recommend. We represent many investors of open real estate funds and Real estate funds and could already bring extra-judicial and judicial solutions in many cases. Do you know whether damages are available to you? Call me for a no-obligation initial assessment I will gladly help you. Nittel Firm specializing in banking law and capital market law your contact Alexander Meyer, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855