Coverage: it indemnifies holders who, by force majeure (death, illness of the holder or their relatives until first grade, floods, fire in the home, forced relocation for work reasons), are being forced to cancel a trip. They give back us the money in advance and it will be the agency or company with which we have contracted the trip who becomes responsible for all expenses. If we have not contracted this insurance, and always telling at least 48 hours in advance, in addition to claim a reason of force majeure as the cause that prevents us from traveling, we would lose 25% of the money in advance and would run with the expense of issuing banknotes. Its price is around 4.5 euros in travels in Spain, 12 euros for Europe, and 18 euros by America. Extra insurance: depending on our destination (countries without a public health service, countries where there are frequent delays in flights,..), remained time, reason of the trip (business, language, sports – risk-etc), age (some targeted at senior citizens, others), young people we might extend the coverage of the insurance minimum and extend it to one extra. Coverage: extends some safe minimum coverages and contains other coverages, such as liability, or loss of luggage, that for some trips are very interesting. Its price ranges from EUR 35 to 42 euros on average. Safe travel tips: be sure before traveling what includes the minimum insurance.
For travel in Europe Social Security has an agreement with the European Union by providing healthcare to residents in Europe so you do not have to take out extra insurance coverage sanitarias.no has Qu? take out additional insurance with health coverage. For it is necessary to submit the document E-111 can be obtained at any offices of the National Institute of Social Security. If the trip is to Asia, Oceania, Central America and South America, it is recommended to take out extra insurance that offers a good health coverage and to cover possible irregularities as damage to baggage as well as problems with the hotel. Keep in mind that some companies airlines already included in susu flights a safe minimum which is included in the ticket, and visits we made to certain museums, excursions, the stay in these leads including insurance that is included in the entry. In addition if you pay with visa travel, this card is associated with insurance, depends on the Bank the coverage, some cover insurance accidents and deaths and others cover everything (theft, loss of luggage, etc.) some companies to apply for travel insurance are Winterthur, Mapfre, and Europ-assistance original author and source of the article